#Off-plan vs ready property

#Off-plan pros

• 15–30% cheaper than ready
• Flexible payment plans
• Choice of unit and finishes

#Off-plan cons

• Delivery delays are common
• Developer risk (do they finish?)
• No rental income during construction

#Ready property pros

• Move in immediately
• Rental income from day one
• What you see is what you get

#Ready property cons

• Higher price
• Full payment or mortgage upfront
• Limited customisation

#Rule of thumb

Buy off-plan only from established developers with completed projects you can visit.